Privacy Policy

Last updated: October 12, 2026

This Privacy Policy describes how Hibbs Sales and Marketing, operating as Oracle Life Solutions ("we," "us," or "our"), collects, uses, and safeguards information you provide through our website at oraclelifesolutions.net and related communications.

Who We Are

Oracle Life Solutions is a brand operated by Hibbs Sales and Marketing, an independent insurance agency. We recruit, train, and support licensed life insurance agents, and we assist consumers in obtaining life insurance coverage through the carriers we represent.

Information We Collect

We collect information you voluntarily provide to us, including:

• Contact information — your name, email address, phone number, and state of residence
• Application information — licensing status, availability, and any information you include in your message when applying to join our agency
• Communications — records of correspondence when you contact us or we contact you
• Technical information — standard web data such as browser type and pages visited, collected automatically by our hosting provider

How We Use Your Information

We use the information we collect to:

• Respond to your inquiry or application to join our agency
• Contact you by phone, email, or text message about opportunities with Oracle Life Solutions
• Provide onboarding, training, and support if you join our team
• Comply with applicable insurance, licensing, and legal requirements

SMS / Text Messaging

Consent

By providing your phone number and affirmatively opting in through our application form, you consent to receive text messages from Oracle Life Solutions regarding your application, recruiting conversations, onboarding, scheduling, and related agency communications.

Consent to receive text messages is not a condition of any purchase, application, or employment.

Message Frequency and Cost

Message frequency varies based on your interaction with us. Message and data rates may apply. Your mobile carrier is not liable for delayed or undelivered messages.

Opting Out

You may opt out of text messages at any time by replying STOP to any message you receive from us. After replying STOP, you will receive a single confirmation message and will not receive further text messages unless you opt in again.

Help

For help at any time, reply HELP to any message from us, or contact us using the information in the "Contact Us" section below.

Carrier Support

Supported carriers include major U.S. mobile carriers. Carriers are not liable for delayed or undelivered messages.

How We Share Information

We do not sell your personal information. We may share information only in these limited circumstances:

• Service providers — vendors who help us operate our business (such as email, hosting, scheduling, and messaging providers) and who are permitted to use the information only to perform services for us
• Insurance carriers — where necessary to process contracting, appointments, or an application for coverage you have requested
• Legal requirements — when required by law, regulation, subpoena, or to protect our legal rights

As stated above, SMS consent and phone numbers collected for text messaging are never shared with third parties for marketing purposes.

Data Security

We use commercially reasonable administrative, technical, and physical safeguards designed to protect the information you provide. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

Data Retention

We retain the information you provide for as long as necessary to respond to your inquiry, support your relationship with our agency, and meet our legal, regulatory, and recordkeeping obligations.

Your Choices

• You may opt out of text messages by replying STOP
• You may unsubscribe from marketing emails using the unsubscribe link, where provided
• You may request access to, correction of, or deletion of the personal information we hold about you by contacting us

Depending on where you live, you may have additional rights under applicable state privacy laws.

Children's Privacy

Our website and services are intended for adults. We do not knowingly collect personal information from anyone under 18.

Third-Party Links

Our site links to third-party websites, including insurance carrier portals and document storage services. We are not responsible for the privacy practices of those sites, and we encourage you to review their policies.

Changes to This Policy

We may update this Privacy Policy from time to time. The "Last updated" date above reflects the most recent revision.

Contact Us

If you have questions about this Privacy Policy or how we handle your information, contact us at:

Hibbs Sales and Marketing
d/b/a Oracle Life Solutions
Florida, United States
Email: info@oraclelifesolutions.net
Support: support@oraclelifesolutions.net
Phone: (475) 262-7550